I have been assisting clients with property finance for over twelve years. Don't chance your biggest finance decision to advice from an in-experienced banker or broker!
08
02.12
10:57
The RBA has decided to leave the cash rate at its current levels. This may leave our home loan lenders in a bit of a quandary. All four majors have recently commented that they need to gain some profit margin due to their rising cost of funds. This move by …
06
02.12
12:49
It seems that the big banks have started 2012 off the same way they finished 2011, and are starting to make noises about the cost of funds, and how hard it will be for them to pass on any interest rate reduction the RBA may announce tomorrow.
If this is the …
19
12.11
1:55
Because a home loan can be a long-term commitment, it’s important to think beyond the immediate time horizon when considering your home finance needs to ensure you end up with a home loan that has the ability to accommodate your future needs.
Life is full of change – …
04
11.11
1:02
If you are, you’re one of a savvy group of first homebuyers who have chosen to purchase an investment property instead of their first home.
The rise of the first homebuyer as ‘renter-investor’ shows borrowers are thinking outside the square to get a foothold in the property market …
14
10.11
1:06
Often borrowers mistakenly believe that all lenders are the same and that there is no scope to reduce loan costs – unless you threaten to leave your lender.
But that’s far from the truth. Those who have already sought assistance from their Smartline Adviser will know this to be true. So, …
26
09.11
1:59
If you do your homework and have a creative approach, investing on a low income can be a great vehicle for long-term wealth creation.
Property choice is critical
The best types of property for investors on low incomes are those at the lower end of the scale in price but with high …
09
06.11
10:32
If you’re intending to borrow in the near future, you should ensure your finances are well organised to not only minimise approval times, but also maximise the amount you can borrow
Having your ‘financial house in order’ can be as simple as having your tax returns up-to-date, making …
25
05.11
10:44
Too much property reporting, and media attention, is given to our capital cities. Not enough effort is spent analysing our regional towns. As a result, too few investors understand Australia’s regional potential. Not only are many of our regional centres at the bottom of their cycle …
03
05.11
9:40
The Reserve Bank of Australia has left the official cash rate at 4.75% for the sixth consecutive month.
Glenn Stevens from the RBA said that National income is growing strongly, private investment is picking up, mainly in the resources sector, in response to high levels of commodity prices. In the household …
02
05.11
1:34
I suspect that most people would look at the title of this chart and instantly lose interest. The key word in this title is “Futures”. This chart shows what the futures market is betting on in terms of the RBA cash rate.
In fact, you will often hear celebrity economists put …
P.O. Box 3413
Erina, NSW 2250
Phone (02) 4384 5900
Fax: (02) 4385 6962
E-Mail: thunt@smartline.com.au
Website: www.smartline.com.au/thunt
Smartline has been established on the Central Coast since 1999. We have assisted thousands of clients with home and investment property finance.
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