Sue Hayter

Borrowing within a Self Managed Superannuation Fund (SMSF) opens up property investment opportunities otherwise unavailable to some people – but it’s not without challenges.

It’s important that would-be SMSF holders don’t ‘fly blind’ in what is a complex and highly regulated area.

Maximising super returns
Many people have a substantial …

Are you a renter-investor?

If you are, you’re one of a savvy group of first homebuyers who have chosen to purchase an investment property instead of their first home.

The rise of the first homebuyer as ‘renter-investor’ shows borrowers are thinking outside the square to get a foothold in the property market …

Often borrowers mistakenly believe that all lenders are the same and that there is no scope to reduce loan costs – unless you threaten to leave your lender.

But that’s far from the truth. Those who have already sought assistance from their Smartline Adviser will know this to be true. So, …

Seven lender secrets that could save you thousands

There is a lot more to sourcing and managing the finance around your investment property purchase than simply telling your bank how much deposit you’ve got, what security you are offering and getting a loan ‘off the shelf’. In fact, there are many …

Is now the right time to buy your first property investment?

The guidance of a quality mortgage broker will shed some light on what could work in your unique situation, but here, we offer some thoughts to get you started.

How much equity do you have in your home?
For those who purchased …

Come the first Tuesday of every month the RBA board grabs the media spotlight with its cash rate decision.

“Up, down or hold” seems to have become part of the Aussie culture. I would not be surprised if a betting agency already entices punters on the subject.

So much is said about …