Hills District – Paul Raad

This email may seem like a pretty big break from my normal interest rate info, however, this topic has more to do with your future prosperity than just about anything else I could write about.

Have you ever considered where Australia would be if our dirt wasn’t so valuable? I’m pretty …

I want to briefly make you aware of an increasingly dramatic change to our property market.

As you know, I regularly meet with people to discuss their future financial goals and how I can assist them to get there. Almost every time I have one of these conversations we end up …

Once again I am greeted over breakfast with headlines exhorting us to change banks – “vote with your feet” etc etc.

ANZ and Westpac have certainly placed themselves in the firing line.

Sounds like a very good time to be a mortgage broker.

After all, there is nothing we like more than helping …

Good news for variable rate mortgage holders.

 The RBA has decided to cut the cash rate by a further 0.25% p.a.. 

We will watch with great interest to see how the banks respond. 

As you can see from our regular interest rate tracking chart below, fixed interest rates are also heading south. 

Below is …

The December RBA cash rate decision is certainly one of the more interesting news events to happen over the last couple of months. 

Tomorrow’s RBA decision will cover a two month period (next meeting is in Feb) at a time where consumer spending is at it’s traditional annual peak.

Given our Federal …

With all of the talk about “Budget Deficits” and the “European Debt Crisis”, I thought you might appreciate a confidence boost.

I have found a terrific website that visually compares the government debt levels for almost every country on our planet. It is called the “Global Debt Clock” and can be …

Even for someone as obsessed focused on the property market as myself, it is difficult to state whether this is a buyer’s or a seller’s market.
These surprising charts and tables from RP Data appear to indicate that “Australia” is heading towards “a …

If you remember the old Castrol TV add, “oils aint oils”, you will know what I am getting at. 

Since the RBA decided to drop the Cash rate by 0.25% there has been a lot of noise from the mainstream media about which bank is ripping us off more.

 I don’t particularly …

At its meeting today, the RBA Board decided to REDUCE the cash rate to 4.50 per cent. This is great news for those of us with any type of mortgage!!!

Check out the RBA Statement at the following link – http://www.rba.gov.au/media-releases/2011/mr-11-24.html

The RBA Board has decided to move into an expansionary mode …

In keeping with the “punting” theme tomorrow. I thought you might like to see the odds for an RBA rate cut.

Some might think that “one quarter of one percent” doesn’t sound like much. However, for the average mortgage holder with around $300,000 in debt, the annual interest saving would be …