Michael Connors

If you do your homework and have a creative approach, investing on a low income can be a great vehicle for long-term wealth creation.

Property choice is critical
The best types of property for investors on low incomes are those …

Your home loan might be the right one for you at the time you take it out, but it is important to conduct regular reviews to avoid mortgage fatigue.

Mortgage fatigue – the feeling that after several years of dutifully making fortnightly or monthly mortgage repayments, you’re no closer to actually …

Although every lender has its own credit policies which can vary considerably, at the core of their assessment policies is what is known as the 4 C’s of credit assessment. When I first started lending in 1984 I think there were more C’s, and some people talk about the …