With over 20 years of finance industry experience, Michael has what it takes to deliver a loan solution to meet his client’s individual needs.
18
08.10
4:19
Self-employed business owners taking advantage of every claim at tax time could be severely limiting their borrowing capacity.
Independent business owners, contractors, freelancers and consultants in the market to buy a home or investment property needed to be mindful of the tax deductions they were making or intended to make. We …
10
08.10
2:14
The Reserve Bank left the official cash rate unchanged at 4.5 per cent per annum for the third month in a row following its 3 August meeting.
The decision was made after the release of tame second quarter inflation data on 28 July. This information had been seen as a critical …
09
08.10
2:44
Since the mid 90s Australian mortgage providers have been operating under well-constructed regulatory guidelines designed to encourage responsible lending.
One of the most successful aspects of these guidelines has been the Ability to Repay Test, which is commonly referred to as serviceability. Put simply, financial institutions must demonstrate they are satisfied …
05
08.10
2:09
Commonwealth Bank is leveraging new technology to help Australians make an informed decision when it comes to making their biggest financial commitment.
With the CommBank Property Guide iPhone application (app) anyone buying or selling a property or looking to keep on top of the property market can find out …
03
08.10
1:20
Despite the fact that Australian mortgage holders seem to hold their collective breath at the beginning of every month in anticipation of the RBA’s decision, what really impacts on home-owners is the interest rate YOUR bank is charging you for YOUR home loan.
Most borrowers, thanks to bank marketing, would be …
02
08.10
1:53
Borrowers are likely to avoid an interest rate rise for at least another month.
In a survey of economists conducted by AAP, all 11 expected the Reserve Bank of Australia would leave the cash rate at 4.5 per cent for a third straight month at Tuesday’s board meeting.
Meanwhile, the economists spoken …
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Erina NSW 2250
Phone: 02 4367 4116
Mobile: 0414 445 146
Fax: 02 4367 5116
E-Mail: mconnors@smartline.com.au
Website: www.smartline.com.au/mconnors
Smartline are award winning mortgage brokers. We compare home loans and mortgages from over 25 different lenders and help make getting a home loan as simple and straightforward as possible. After all, the best home loan is the one that suits your personal circumstances and requirements.
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