The RBA leaves rates on hold.

The RBA has decided to leave the cash rate at its current levels. This may leave our home loan lenders in a bit of a quandary. All four majors have recently commented that they need to gain some profit margin due to their rising cost of funds. This move by …

Be a proactive mortgage holder – and save

Often borrowers mistakenly believe that all lenders are the same and that there is no scope to reduce loan costs – unless you threaten to leave your lender.

But that’s far from the truth. Those who have already sought assistance from their Smartline Adviser will know this to be true. So, …

Borrowers unwittingly damaging credit history – Broker News

A simple oversight may be damaging your ability to secure credit in the future

 

 

Borrowers unwittingly damaging credit history – Broker News.

The RBA cuts rates by 0.25%

As widely expected, the RBA Board has decided to move into an expansionary mode and stimulate the Australian economy.

Hopefully this move to cut the RBA cash rate by 0.25% will also result in a cut to our variable mortgage rates by the same amount.

Interestingly, this Smartline chart below also shows …

RBA holds and Fixed Rates tumble

Another month rolls by without a change to the RBA Cash Rate. Whilst many are calling for a rate cut to stimulate the economy, the RBA is not so sure we need it. In fact, despite world growth downgrades, the RBA still remains concerned about inflation.

The real news in the …

The RBA keeps rates on hold for the 10th month in a row.

As widely predicted, the RBA has decided to hold its cash rate position.

Whilst domestic inflation is still a concern for the RBA, the world economy is only idling along at a relatively low growth level. I see today’s decision to hold the cash rate as a “wait and see” approach.

Now …

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Save thousands off your mortgage, here are a few secrets your lender may not be telling you.
Article from Your Investment Property

There is a lot more to sourcing and managing the finance around your investment property purchase than simply telling your bank how much deposit you’ve got, what security you …

Credit cards – handle with care

If you’re like me, you probably receive letters pretty regularly from your bank offering you an increase on your credit card limit.

These are promoted as being great for those ‘rainy days’ or ‘to help you make the most of life’s opportunities’ and these offers are meant to be a reward …

As predicted, the RBA keeps rates on hold

A very interesting week in the world of finance. A week that has just been made more interesting by the RBA deciding to keep rates on hold.

Bank economists have been out and about telling every journo with a microphone that “if the RBA does not lift rates now, they will …

Could the RBA soon be dropping rates?

A quick update that I am sure you will find interesting.

The ASX Futures Market has had a fairly dramatic change of heart when it comes to the RBA cash rate over the last fortnight.

The chart below shows there is a strong chance the RBA cash rate will “FALL” by 0.25% …

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E-Mail: dvantienen@smartline.com.au
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About

Established in 1999, Smartline is an Australian-owned finance and mortgage loan broker with over 200 franchise owners throughout Australia. Smartline Arana Hills is committed to set the benchmark in Australia for mortgage advice and client care. Dee van Tienen is a fully qualified and trained mortgage broking professional who “live and breathe” home loans.

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