The Smartline Report for February 2012 is now AVAILABLE!!!

Check out the latest Smartline Report for FEBRUARY 2012, available now!!!. There are some great articles from 2012 expectations from Peter Switzer, founder and publisher of the Switzer Super Report, Craig James, Chief Economist from CommSec in respect of the future direction of the RBA …

You need to starting VOTING with your FEET??

So!! The Reserve Bank didn’t decrease interest rates last week as expected and consequently, the banks didn’t get the opportunity to choose how much of the potential decrease they were going to pass on to the punters (that’s you & I!!!).

Now it seems that the banks have decided to “take …

RBA LEAVES RATES UNCHANGED FOR FEBRUARY 2012!!!

At its meeting today, the RBA Board decided to give all of us with Home Loans a breather to start THE NEW YEAR with by LEAVING the Official Cash Rate unchanged at 4.25%. While a reduction in the cash rate would have been great news for all of us with mortgages, this is still a great result!!!

Check …

Living Within YOUR MEANS

Now, you might think that this is a pretty big resolution to make, especially at the beginning of a New Year. But, living within one’s income is a crucial step to achieving long-term financial stability. 

While savings is obviously an imperative if you want to achieve our goals in the long-term, …

Self Managed Super Fund – A Brand new way to buy Investment Property

I want to briefly make you aware of an increasingly dramatic change to our property market.
Any mortgage broker that regularly meets with clients to discuss their future financial goals will attest to the fact that many people aspire to own at least one investment property.

However, often the cost of …

Ways to help you STICK to your Financial Goals this Year!!!

You’ve probably resolved on a couple of things over the first couple of days of this New Year 2012 and more than likely a FINANCIAL GOAL is in there somewhere!!!  

I thought I would try to help you achieve these GOALS this year with some tips and tricks on.

Honesty

Being honest with …

What can you do about DROPPING Savings Rates???

I found a great story on the Money Magazine website. He is a short extract  – I have also provided a link to the full story.

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The last few months of 2011 saw online savings account interest rates fall substantially and even lower rates could be on the way so what …

Start planning your New Year property purchase NOW!!!

If owing a property is on your checklist for 2012, now’s a good time to start planning your purchase. As with any major purchase, the more research and preparation you do, the better chance you have of buying something that’s right for you. 

Know your LIMITS

Before setting off to find your …

Long-term thinking needed on your HOME LOAN!!!

Because a home loan can be a long-term commitment, it’s important to think beyond the immediate time horizon when considering your home finance needs to ensure you end up with a home loan that has the ability to accommodate your future needs.

Life is full of change – much of it …

Property the best investment – past, present and future???

I found this interesting article that I thought it would certainly be well worth the read. Enjoy!!!

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For as long as people have been securing their financial futures, a debate has raged as to what type of investment offers the best long-term returns. 

Well, a recent study by ANZ Research entitled Asset …

Contact

Phone: 0407 642 484
E-Mail: dutz@smartline.com.au
Website: www.smartline.com.au/dutz

About

Established in 1999, Smartline is an Australian-owned finance and mortgage loan broker with over 200 franchise owners throughout Australia. Smartline Ipswich Region is committed to set the benchmark in Australia for mortgage advice and client care. Darren Utz is a fully qualified and trained mortgage broking professional who “live and breathe” home loans.

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