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Long-term thinking needed on home loan

Because a home loan can be a long-term commitment, it’s important to think beyond the immediate time horizon when considering your home finance needs to ensure you end up with a home loan that has the ability to accommodate your future needs.

Life is full of change – much of it …

Are you a renter-investor?

If you are, you’re one of a savvy group of first homebuyers who have chosen to purchase an investment property instead of their first home.

The rise of the first homebuyer as ‘renter-investor’ shows borrowers are thinking outside the square to get a foothold in the property market without compromising lifestyle.

Not …

All Lenders Not The Same

Not All Lenders are the Same 

There is a widely held view that all banks are the same, offering pretty much the exact same products with the exact same requirements, and that there’s little competition in the lending market.

That mistaken belief could be costing borrowers thousands of …

How to improve your borrowing capacity

Mortgage solutions to improve borrowing capacity

There are a few ways to not only secure that all-important home loan, but improve your borrowing capacity as well.

When considering your application, financial institutions must demonstrate they are satisfied that you can afford to repay …

Family guarantee home loans part 3

Part 3

Trading up and Investing: Could a family guarantee be the solution you’re looking for?

In our last post we brought you part two of a three-part series looking at family …

Family guarantee home loans part 2

Part 2

The Exit Strategy: Could a family guarantee be the solution you’re looking for?

Last time we brought you part one of a three-part series looking at family guarantees

In part one we looked at the three basic options family guarantees offer borrowers.  Today, we’ll take a …

Family Guarantees, First Home Buyer Loan Solution

Part 1

Introduction: Could a family guarantee be the solution you’re looking for?

Over the next few weeks we’ll be talking about family guarantees, which are popular among a diverse range of buyers, such as first homebuyers and buyers looking to ‘trade up’ or buy …

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North Ryde NSW 2113
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About

Established in 1999, Smartline is an award winning, Australian-owned finance and mortgage loan broker with over 200 franchise owners throughout Australia. Smartline is committed to set the benchmark in Australia for mortgage advice and client care.

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