First Home Buyer – all is not lost

The decision by the NSW government to remove stamp duty concessions for first home buyers at the end of last year has been seen as a real blow to the plans of some prospective home buyers. I have spoken with many young people …

A Brand New Way to Buy Investment Property

I want to briefly make you aware of an increasingly dramatic change to our property market.
As you know, I regularly meet with people to discuss their future financial goals and how I can assist them to …

Where is the property market headed in 2012?

Happy new year. I hope you had an opportunity to take a break over the Christmas period and enjoy some time with loved ones. While I was doing exactly that I had time to reflect on what will be happening with the residential …

Goodbye 2011. Welcome 2012!

The past year has been a year of much change for me, and many milestones. I thought I might take a self-indulgent moment to share a few of those with you. I hope you don’t mind.
The beginning of the year was perhaps …

What will you do with the savings from tuesday’s interest rate cut?

Two key questions arise from last Tuesday’s decision by the RBA to cut interest rates for a second time in as many months. “Could I keep my mortgage repayment at the October level?” and “How much interest would this save me?”…

The Global Debt Clock

With all of the talk about “Budget Deficits” and the “European Debt Crisis”, I thought you might appreciate a confidence boost……

 I have found a terrific website that visually compares the government debt levels for almost every country on our planet. It is called the “global debt clock” and can …

Mexican Standoff


 Even for someone as obsessed focused on the property market as myself, it is difficult to state whether this is a buyer’s or a seller’s market.
1. Over the last …

Next week’s RBA decision

I have to admit that I am starting to feel confused by the market commentary.
Whilst most of the finance journalists and celebrity economists are still saying the RBA cash rate will remain on hold into the foreseeable future, the ASX futures market …

Will Australia catch a cold from the US?

I had a bout of insomnia last night so I was looking for something to put me to sleep at 1 in the morning. I found an email from the RBA in my inbox with the text of a speech given by Deputy …

How powerful is the RBA?

I just picked up a fantastic little article out of the “RP Data Research” blog site and thought you might appreciate a quick run down on its main points.
Mortgage interest rates are demonstrated to have a very strong lagging influence on consumer …

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Phone: 02 9818 8643
Fax: 02 9810 4811
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E-Mail: asainsbury@smartline.com.au
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About

Established in 1999, Smartline is an Australian-owned finance and mortgage loan broker with over 200 franchise owners throughout Australia. Smartline Arana Hills is committed to set the benchmark in Australia for mortgage advice and client care. Jeremy Kruse is a fully qualified and trained mortgage broking professional who “live and breathe” home loans.

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